Frequently Asked Questions

How long does the home buying process take?

The time frame varies widely based on market conditions, financing needs, and whether the home is newly constructed or pre-owned. Generally, purchasing a pre-owned home can take anywhere from 30 to 45 days after the offer is accepted, assuming there are no major delays in financing or negotiations.

What are closing costs and who pays them?

Closing costs are the expenses over and above the price of the property in a real estate transaction. These costs can include title insurance, loans fees, recording fees, inspections, and more. Both buyers and sellers can negotiate who pays these costs, but traditionally, both parties have specific costs they are expected to cover.

What is the difference between being pre-qualified and pre-approved for a loan?

Pre-qualification is an informal estimate of how much you might be able to borrow, based on information you provide about your finances. Pre-approval is more formal and involves submitting a mortgage application and providing necessary documents to your lender to check your financial background and credit rating.

How can I determine my home's value?

Your home’s value can be estimated through a professional appraisal, a comparative market analysis conducted by a real estate agent, or through online tools that use historical data and recent home sales in your area.

What should I consider before buying a home?

Before purchasing a home, consider your budget, the location, property condition, market trends, and long-term housing needs. It's also recommended to get pre-approved for a mortgage to understand how much you can afford.

Purchasing Or Selling A Property?